Orange County Personal Injury Attorneys
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Car Accident Attorneys
Serving Southern California

Orange County Uninsured Motorist Accident Lawyer

Types of Damages You May Be Eligible to Recover

At our firm, we have gained a reputation for getting results. If you were injured in a car accident with an uninsured driver, you are in a difficult position – there may be no ability to seek compensation from the driver or owner who is responsible through a third party insurance claim. Granted, you could seek compensation through a civil lawsuit, but unfortunately these drivers or owners rarely have any assets, making this process ineffective, even if you obtain a judgment.

Moreover, even if you obtained a judgment, the defendant might still be able to file bankruptcy. Therefore, your ability to recover damages will be based upon the skills with which your Orange County car accident lawyer prosecutes an uninsured motorist claim with your own insurance company.

The damages you seek can include the following:

  • Medical costs (ambulance, hospital, rehabilitation, etc.)
  • Lost wages due to an inability to work
  • Pain & suffering, emotional stress or other non-economic damages
  • Property damage that resulted from the accident

Filing a Claim with Your Own Insurance Company: How it Works

First, you need to review your automobile insurance policy or let an attorney at Cohn & Swartzon, P.C. review your policy. Hopefully, you have uninsured motorist coverage. If so, and you have properly paid your insurance premiums, now it is time to finally access that insurance and get paid for your injuries under to your uninsured motorist coverage. Your uninsured motorist coverage is in place to pay for bodily injury and property damage up to your coverage limits.

Most people are deeply shocked to discover that their own insurance company will offer only a very low settlement which may not even cover the most urgent bills, such as ambulance, hospital and medical bills, not to mention the losses incurred due to the inability to work. An injured person or a family member may attempt to get some of these costs covered, but find themselves shuffled from adjuster to adjuster, each with different information or offers.

We are very familiar with how car insurance companies operate, and the various strategies they employ to reduce the value of a claim. We are here to protect you from these strategies, and to help you to get paid the maximum you are due under the terms of your own insurance policy. Since there may also be coverage beyond your own auto insurance policy, the first step is to get a full and thorough review of all available insurance policies.

Let the Team at Cohn & Swartzon, P.C. Fight for You

After our Orange County car accident attorneys review the coverage you have under your automobile insurance policies, we can advise you of the viability of your claim and what you can expect based upon the coverage you have in place. Your own automobile insurance company will not give you this advice or provide you the information on how to best go about making an uninsured motorist claim.

Insurance policies are written in complex legalese, and it takes a real understanding to make sense of what is written. Many people just give in, accepting a low settlement on the belief that this was all that they could get. Don't fall into that trap; do not sign any documents or accept any offer until you have your case reviewed by a lawyer. How your case is managed is extremely important.

Contact our firm today to get your policies reviewed after an auto accident with an uninsured or underinsured motorist. ​​​​​

Recent Reviews From Previous Clients

  • From my personal experience, I can refer Cohn & Swartzion to anybody!

    “I was involved in an auto accident earlier this year. A friend of mine referred me to attorney Saar Swartzon at Cohn & Swartzon, a Professional Law Corporation. I met with Mr. Swartzon and his senior paralegal Linda Chapman to discuss my accident. We discussed the accident, the pain I was in and how my doctor was going to submit a request for physical therapy to my insurance company, which could take up to two weeks to obtain approval I was told. I informed Mr. Swartzon that I had previously had cervical surgery in 2012 and how it took almost a month to receive approval for physical therapy from my insurance company and make my first appointment with the physical therapist they approved me for. With the pain I suffered from the whiplash caused by the accident, I could not wait that long. Mr. Swartzon referred me to a physician that he knew so I could be evaluated and obtain written approval immediately for physical therapy. Mr. Swartzon also referred me to a physical therapy location near my work, which took me in immediately. During my treatments, I did not have to worry about anything. Linda Chapman handled all of the incoming bills that I received incurred by the accident as well as all of the correspondence from the insurance companies requesting updates. Their legal assistant Renee Bushman did a great job following up on the information requested by Linda about the other party to help with my case. I was always kept informed on the status of my case and always received quick responses to my emails. Due to the outstanding work that Saar, Linda and Renee had done, my case settled quickly and I am once again pain free. Now I know why my friend referred me to Saar Swartzon at Cohn & Swartzon and I can honestly say from my personal experience that I can refer them to anybody reading my review as well as anybody I know who is involved in an auto accident.”

    Tom M.

  • They have provided expert legal advice

    “My personal experience with Cohn & Swartzon has been superb. They have provided expert legal advice, representation and counsel on a wide range of subject matters. I have personally recommended Cohn & Swartzon to several friends and colleagues.”

    Damon S.

  • I could not have done it alone, and I am very grateful to them.

    “I was recently hurt in a really bad car accident. I did not have health insurance but Cohn & Swartzon helped me to receive greatly needed medical care. They also helped me get a replacement car quickly so that my wife could continue to drive to work while I was at home, getting better. I could not have done it alone, and I am very grateful to them.”

    Jackob S.

  • They stayed true to their word

    “Let me begin by saying that I would recommend Cohn & Swartzon to anyone in need of legal advice. Both Jason and Saar are very personable and they provided a high level of service to me as their client. In addition to Jason and Saar, the entire staff always provided the utmost in service. One of the things that I liked was the fact that they stayed true to their word. They told me that they personally would take calls, if necessary. It was not very often that I needed to speak directly to them; but when I did, they were accessible. I appreciate the great lengths that they went to in working with an uncooperative doctor, who took a very long time getting a key report to them. They worked with the insurance companies and the adjusters, which took all of the unnecessary stress off of me. The Firm went to bat for me and we were successful in settling my personal injury case without going to trial. Saar was able to negotiate and reduce my medical bills, thus putting more cash into my hands. I was pleasantly surprised at the outcome, and the timing of the settlement couldn't have come at a better time.”

    V.O.

  • Thank you again for all your help and dedication

    “Saar, I wanted to say thank you again for all your help and dedication. The settlement was a bonus. My main concern was my well-being. And I'm glad to say I am well. I do not have any back pain and I can enjoy watching and interacting with my daughter. One more time and on behalf of my family, thanks.”

    Jose A.