Orange County Personal Injury Attorneys
Providing Sound Legal Guidance 7 Days a Week 888.480.3883
Car Accident Attorneys
Serving Southern California

Filing a Car Insurance Claim in Orange County

Injured in an auto accident? Get a legal professional to represent you.

At Cohn & Swartzon, P.C., we serve as counsel for auto accident injury claims. The process involved in negotiating the terms of a settlement is difficult at the best of times. Auto insurance companies traditionally offer low settlements or deny claims as the initial response to a claim. We have worked extensively with insurance companies, and we have experience and knowledge and the most effective strategies to get results in personal injury cases. Our legal team is made up of two of Orange County car accident lawyers in the area.

There is never a fee unless we win for you.

One of our firm's founders formerly served as defense counsel for insurance companies and understands exactly how these companies operate with regard to incoming claims and lawsuits. Are you concerned about a settlement? You have a genuine reason to be anxious. It is advised that you connect with our firm immediately so we can manage your case from start to finish. We have represented hundreds of clients, and over our years in practice, we have recovered over $75 million in damages from insurance companies. You can trust us to provide the level of service you deserve, and that we will pursue the maximum in damages for your case.

How Insurance Companies Operate: The Process

Most car accident cases move through a standard series of steps as they move toward resolution.

The steps often include the following:

  • Evaluation of the claim
  • Notification to the responsible party of the intent to file a claim
  • Gathering of documentation and evidence to support the claim
  • Submission of a formal demand letter to the insurance company
  • Response from insurance company
  • Negotiations with the insurance company on the amount of the settlement
  • Final settlement paid to claimant

Each step of the process must be addressed carefully and with the highest level of professional skill if you hope to get a fast and fair resolution. The process can take many months before it is resolved, and in very serious injury cases, even longer. Insurance companies generally hope to pay out the least amount possible, and the negotiations can be lengthy. There may be requests for your medical records to determine if you had any preexisting condition that may have been merely exacerbated by the accident in an effort to reduce the payout.

For example, if you had a back injury in the past, and then suffered another back injury during the accident, there may be an effort to reduce the amount paid to you based on this fact. Every detail of your car accident claim must be handled with the highest level of skill if you hope to get justice and fair compensation, which is why you should not hesitate to connect with the experienced legal team at Cohn & Swartzon, P.C. as soon as possible. We understand what steps must be taken to secure the level of compensation that you both need and deserve.

Why Insurance Companies Make Low Offers

Insurance companies answer to shareholders. They are profit-making corporations, and part of their process is to pay out as little as possible. They engage the services of high-powered defense attorneys to defend against claims as part of their daily business. We know – having served in this capacity.

We are very aware of the various strategies they employ to reduce the value of a settlement. You absolutely cannot take any chances when seeking a settlement after an accident or incident in which negligence led to damages. You need to protect against the various actions that an insurance company will employ to reduce the value of your settlement.

Get the Help You Need. Call Our Orange County Car Accident Attorney!

In some cases, it is necessary to take the case to civil court for resolution, so it is important to ensure that you are represented by a skilled litigator with extensive trial experience. This is exactly what you will find at our firm.

We are highly experienced, and have top ratings, including being members of the Million Dollar Advocates Forum® and the Multi-Million Dollar Advocates Forum®, and we are rated 10/10 or Superb by Avvo. Talk to the professionals at our firm immediately if you have suffered a serious injury. You can expect personal, compassionate service, and top-level counsel that is committed to you, your cause and to seeking justice for you.

Contact our Orange County car accident attorneys today at (888) 480-3883 for assistance. We are ready to help you fight for a fair settlement or verdict, and have the skills to win for you.

Recent Reviews From Previous Clients

  • I was very pleased with the firm's persistence

    “I highly recommend Cohn & Swartzon. When I decided to retain the Firm, I initially spoke with Attorney Jason D. Cohn. He was very knowledgeable and helpful in explaining what sort of personal injury case to expect. With the assistance of Attorney Saar Swartzon, Cohn & Swartzon were able to get me a $28,000 settlement. I was very pleased with the firm's persistence and hard work. The attorneys always kept me informed about how my case was going, they were completely honest, and offered great advice. They listened to my concerns and needs, and always made me feel like I was a high priority client. Everyone at the Firm is very friendly and caring, both as one's legal representation, and simply as individuals. Thanks again!”


  • They stayed true to their word

    “Let me begin by saying that I would recommend Cohn & Swartzon to anyone in need of legal advice. Both Jason and Saar are very personable and they provided a high level of service to me as their client. In addition to Jason and Saar, the entire staff always provided the utmost in service. One of the things that I liked was the fact that they stayed true to their word. They told me that they personally would take calls, if necessary. It was not very often that I needed to speak directly to them; but when I did, they were accessible. I appreciate the great lengths that they went to in working with an uncooperative doctor, who took a very long time getting a key report to them. They worked with the insurance companies and the adjusters, which took all of the unnecessary stress off of me. The Firm went to bat for me and we were successful in settling my personal injury case without going to trial. Saar was able to negotiate and reduce my medical bills, thus putting more cash into my hands. I was pleasantly surprised at the outcome, and the timing of the settlement couldn't have come at a better time.”


  • I am very happy with the level of service Cohn & Swartzon provided!

    “I am very happy with the level of service Cohn & Swartzon provided me with during my time of need. I truly did not expect my insurance to cover my legal fees, but I am sure that Attorney Cohn and Attorney Swartzon wrote a great letter to them. I hope that I don't need an attorney ever again; but if I did, I would go back to Cohn & Swartzon. And I would definitely refer my family and friends.”

    Maria S.

  • From my personal experience, I can refer Cohn & Swartzion to anybody!

    “I was involved in an auto accident earlier this year. A friend of mine referred me to attorney Saar Swartzon at Cohn & Swartzon, a Professional Law Corporation. I met with Mr. Swartzon and his senior paralegal Linda Chapman to discuss my accident. We discussed the accident, the pain I was in and how my doctor was going to submit a request for physical therapy to my insurance company, which could take up to two weeks to obtain approval I was told. I informed Mr. Swartzon that I had previously had cervical surgery in 2012 and how it took almost a month to receive approval for physical therapy from my insurance company and make my first appointment with the physical therapist they approved me for. With the pain I suffered from the whiplash caused by the accident, I could not wait that long. Mr. Swartzon referred me to a physician that he knew so I could be evaluated and obtain written approval immediately for physical therapy. Mr. Swartzon also referred me to a physical therapy location near my work, which took me in immediately. During my treatments, I did not have to worry about anything. Linda Chapman handled all of the incoming bills that I received incurred by the accident as well as all of the correspondence from the insurance companies requesting updates. Their legal assistant Renee Bushman did a great job following up on the information requested by Linda about the other party to help with my case. I was always kept informed on the status of my case and always received quick responses to my emails. Due to the outstanding work that Saar, Linda and Renee had done, my case settled quickly and I am once again pain free. Now I know why my friend referred me to Saar Swartzon at Cohn & Swartzon and I can honestly say from my personal experience that I can refer them to anybody reading my review as well as anybody I know who is involved in an auto accident.”

    Tom M.

  • I could not have done it alone, and I am very grateful to them.

    “I was recently hurt in a really bad car accident. I did not have health insurance but Cohn & Swartzon helped me to receive greatly needed medical care. They also helped me get a replacement car quickly so that my wife could continue to drive to work while I was at home, getting better. I could not have done it alone, and I am very grateful to them.”

    Jackob S.