Cohn & Swartzon, P.C. Compassion, Knowledge, Results!

I Have Been in a Car Accident, Do I Need a Personal Injury Attorney

While all accidents are unique, the short answer is that if you were injured in any way in the accident, it may pay to hire an experience personal injury attorney. Some people believe that if you write the insurance company a detailed letter that depicts your reasonable claims, you should expect to get a reasonable settlement proposal in return. Unfortunately, this is not the case. Insurance companies are not altruistic entities as any settlement is a zero sum game with one side winning at the expense of the other.

In the Department of Motor Vehicle's own words, you should hire a personal injury attorney when:

  • You sustained serious injuries with possible long-term repercussions.
  • The other involved driver was uninsured or underinsured.
  • You and the other driver are in dispute over who was at fault.
  • You are feeling pressured by the claims adjuster to agree to a quick settlement. Fast usually takes precedent over fair, often leading to rash decisions compounded by complicated insurance-speak in the settlement agreement.
  • You don't feel you're being fully compensated for your current and future medical costs resulting from your car accident injury}.
  • You feel your state's statutes of limitation laws may come into effect before you can challenge the settlement claim on your own.

One can tell when reading these guidelines that not even the DMV has a high opinion of insurance companies and caution drivers to get the proper representation before they get taken advantage of. Many times insurance companies try to take advantage of victims before they have even had a chance to speak to an attorney. For years a major insurance company encouraged claimants to not hire an attorney in injury cases.

Another tactic that insurance companies will use is to call a victim asking for a recorded statement. This is by no means required for settlement and should only be done after careful consultation with a personal injury attorney.

Ultimately what must be proven to win a case is that someone else was negligent or careless and that it was their negligence or carelessness that caused your injury. At Cohn & Swartzon, it is our duty to prove this. We encourage you to bring your personal injury case to our accomplished attorneys at Cohn & Swartzon, regardless of the type of accident or injury you have suffered from. Contact us today and sign up for a free case evaluation!