Orange County Uninsured Motorist Accident Lawyer
Types of Damages You May Be Eligible to Recover
At our firm, we have gained a reputation for getting results. If you were
injured in a
car accident with an uninsured driver, you are in a difficult position – there
may be no ability to seek compensation from the driver or owner who is
responsible through a third party insurance claim. Granted, you could
seek compensation through a civil lawsuit, but unfortunately these drivers
or owners rarely have any assets, making this process ineffective, even
if you obtain a judgment.
Moreover, even if you obtained a judgment, the defendant might still be
able to file bankruptcy. Therefore, your ability to recover damages will
be based upon the skills with which your Orange County car accident lawyer
prosecutes an uninsured motorist claim with your own insurance company.
The damages you seek can include the following:
- Medical costs (ambulance, hospital, rehabilitation, etc.)
- Lost wages due to an inability to work
- Pain & suffering, emotional stress or other non-economic damages
- Property damage that resulted from the accident
Filing a Claim with Your Own Insurance Company: How it Works
First, you need to review your automobile insurance policy or let an attorney
at Cohn & Swartzon, P.C. review your policy. Hopefully, you have uninsured
motorist coverage. If so, and you have properly paid your insurance premiums,
now it is time to finally access that insurance and get paid for your
injuries under to your uninsured motorist coverage. Your uninsured motorist
coverage is in place to pay for bodily injury and property damage up to
your coverage limits.
Most people are deeply shocked to discover that their own insurance company
will offer only a very low settlement which may not even cover the most
urgent bills, such as ambulance, hospital and medical bills, not to mention
the losses incurred due to the inability to work. An injured person or
a family member may attempt to get some of these costs covered, but find
themselves shuffled from adjuster to adjuster, each with different information
We are very familiar with
how car insurance companies operate, and the various strategies they employ to reduce the value of a claim.
We are here to protect you from these strategies, and to help you to get
paid the maximum you are due under the terms of your own insurance policy.
Since there may also be coverage beyond your own auto insurance policy,
the first step is to get a full and thorough review of all available insurance policies.
Let the Team at Cohn & Swartzon, P.C. Fight for You
After our Orange County car accident attorneys review the coverage you
have under your automobile insurance policies, we can advise you of the
viability of your claim and what you can expect based upon the coverage
you have in place. Your own automobile insurance company will not give
you this advice or provide you the information on how to best go about
making an uninsured motorist claim.
Insurance policies are written in complex legalese, and it takes a real
understanding to make sense of what is written. Many people just give
in, accepting a low settlement on the belief that this was all that they
could get. Don't fall into that trap; do not sign any documents or
accept any offer until you have your case reviewed by a lawyer. How your
case is managed is extremely important.
Contact our firm today to get your policies reviewed after an auto accident with an uninsured
or underinsured motorist.