Orange County Uninsured Motorist Accident Lawyer

Types of Damages You May Be Eligible to Recover

At our firm, we have gained a reputation for getting results. If you were injured in a car accident with an uninsured driver, you are in a difficult position – there may be no ability to seek compensation from the driver or owner who is responsible through a third party insurance claim. Granted, you could seek compensation through a civil lawsuit, but unfortunately these drivers or owners rarely have any assets, making this process ineffective, even if you obtain a judgment.

Moreover, even if you obtained a judgment, the defendant might still be able to file bankruptcy. Therefore, your ability to recover damages will be based upon the skills with which your Orange County car accident lawyer prosecutes an uninsured motorist claim with your own insurance company.

The damages you seek can include the following:

  • Medical costs (ambulance, hospital, rehabilitation, etc.)
  • Lost wages due to an inability to work
  • Pain & suffering, emotional stress or other non-economic damages
  • Property damage that resulted from the accident

Filing a Claim with Your Own Insurance Company: How it Works

First, you need to review your automobile insurance policy or let an attorney at Cohn & Swartzon, P.C. review your policy. Hopefully, you have uninsured motorist coverage. If so, and you have properly paid your insurance premiums, now it is time to finally access that insurance and get paid for your injuries under to your uninsured motorist coverage. Your uninsured motorist coverage is in place to pay for bodily injury and property damage up to your coverage limits.

Most people are deeply shocked to discover that their own insurance company will offer only a very low settlement which may not even cover the most urgent bills, such as ambulance, hospital and medical bills, not to mention the losses incurred due to the inability to work. An injured person or a family member may attempt to get some of these costs covered, but find themselves shuffled from adjuster to adjuster, each with different information or offers.

We are very familiar with how car insurance companies operate, and the various strategies they employ to reduce the value of a claim. We are here to protect you from these strategies, and to help you to get paid the maximum you are due under the terms of your own insurance policy. Since there may also be coverage beyond your own auto insurance policy, the first step is to get a full and thorough review of all available insurance policies.

Let the Team at Cohn & Swartzon, P.C. Fight for You

After our Orange County car accident attorneys review the coverage you have under your automobile insurance policies, we can advise you of the viability of your claim and what you can expect based upon the coverage you have in place. Your own automobile insurance company will not give you this advice or provide you the information on how to best go about making an uninsured motorist claim.

Insurance policies are written in complex legalese, and it takes a real understanding to make sense of what is written. Many people just give in, accepting a low settlement on the belief that this was all that they could get. Don't fall into that trap; do not sign any documents or accept any offer until you have your case reviewed by a lawyer. How your case is managed is extremely important.

Contact our firm today to get your policies reviewed after an auto accident with an uninsured or underinsured motorist.

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